Policy Cancellation Request

Need to cancel a policy? We’ll make it simple — and make sure it’s done correctly, so you don’t end up with a coverage lapse, a lienholder problem, or a bill you didn’t expect.

Prefer to talk it through with a real person? Call us at 919-341-0606 — we answer Monday through Friday, 8:30 am to 5:30 pm, right here in Garner.

How to Request a Cancellation

Call us at 919-341-0606 or email ayou@youinsuranceagency.com with your name, policy number, and the date you’d like the cancellation to take effect. Note that for some policies, North Carolina carriers require a signed cancellation request — we’ll send you the form, you sign it, and we handle the rest with the carrier.

Before You Cancel — Let Us Re-Shop Your Rate

If price is the reason you’re leaving, give us one phone call first. As an independent agency we can move your coverage to a different carrier without you lifting a finger — and most of the time that solves the problem the cancellation was meant to fix. If you’re switching because you sold the car or the house, congratulations — we’ll time the cancellation to your closing date so you’re covered to the last minute.

A Few Things to Know

• Avoid lapses — make sure replacement coverage starts before the old policy ends; even a one-day auto lapse can raise future rates and risks a DMV penalty.
• Unused premium — if you’ve paid ahead, the carrier refunds the unearned portion after cancellation processes.
• Lienholders and lenders — financed cars and mortgaged homes require active coverage; we’ll coordinate so nothing bounces back on you.

We’d Rather Keep You

Either way, we’ll treat your request quickly and professionally. And if a better rate would change your mind — that’s a five-minute call. Insure with You!