Insurance Coverage

It’s all about You. We’re an independent agency in Garner serving all of North Carolina, which means we work for you — not a carrier — and shop the nation’s top insurers for every policy below. Start with the coverage you need, or call and let us map it out together.

Prefer to talk it through with a real person? Call us at 919-341-0606 — we answer Monday through Friday, 8:30 am to 5:30 pm, right here in Garner.

Personal Insurance

• Auto Insurance — cars, trucks, and every driver in the household.
• Home Insurance — houses, condos, and everything inside.
• Renters Insurance — protect your belongings for dollars a month.
• Life Insurance — term, whole, and universal options.
• Umbrella Insurance — an extra layer above your other policies.
• Flood Insurance — the coverage home policies always exclude.
• Landlord Insurance — rental properties and rental income.
• Motorcycle Insurance — bikes, gear, and riders.
• Recreational Insurance — boats, RVs, ATVs, and golf carts.
• Event Insurance — one-day liability for weddings and events.
• Other & Specialty — collector cars, jewelry, and more.

Business Insurance

• Commercial Insurance — the full overview for NC businesses.
• Small Business & BOPs — liability and property, bundled right.
• Contractors Insurance — trades, tools, and job-site liability.
• Professional Liability (E&O) — for service and advice businesses.
• Restaurant & Bar Insurance — including liquor liability.
• Workers’ Compensation — generally required with 3+ employees in NC.
• Transportation & Trucking — owner-operators and fleets.
• Cyber Liability — breach and ransomware protection.
• Coastal Property — wind, storms, and beach-market know-how.
• Bonds — license, permit, and contract surety bonds.

Not Sure Where to Start?

That’s what we’re for. Call 919-341-0606 or request a quote and we’ll review what you have, flag the gaps, and price the fixes — no pressure, no jargon. Insure with You!