North Carolina homeowners rates rose again on June 1, 2026. Here are eight ways to bring your premium down without quietly cutting the coverage you would need after a claim.
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NOAA expects a below-normal 2026 season, but it only takes one storm. Two things catch NC homeowners every time: percentage-based wind and hail deductibles, and the fact that no homeowners policy covers flood — with an NFIP deadline on September 30.
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Bought a North Carolina home in the last three years, or shopping for one? Newer homes often qualify for discounts owners never claim — and buyers should know the real premium before going under contract.
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Your NC home insurance premium isn't set by your agent — it's negotiated between the NC Rate Bureau and the state Insurance Commissioner. Here's what was requested, what was approved, and what you can still control.
Read moreWhen it comes to safeguarding your valuables, a one-size-fits-all approach rarely works. Your belongings are unique, and so should be the coverage…
Read moreWhen it comes to protecting your assets and financial future, having the right insurance coverage is essential. Many people rely on standard…
Read moreWhen was the last time you reviewed your home insurance premium? If it’s been more than a year, you could be leaving…
Read moreIn a world filled with surprises, having the right insurance for your home and auto can offer you peace of mind and…
Read moreYour roof is one of the most critical components of your home, protecting against North Carolina’s hurricanes, hailstorms, and heavy rains. But…
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Two home insurance quotes can look identical and still cover very different things. Here are the eight lines on a North Carolina homeowners policy to check before you compare prices.
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