A six-person roofing crew works on the steep shingled roof of a red brick two-story house on an overcast day, with extension ladders leaning against the eaves and rolls of underlayment on the slope.

October 15, 2026

Hiring a Subcontractor in North Carolina? Get the Certificate Before They Start

North Carolina law can make a contractor liable for a subcontractor's injured worker when no workers' compensation certificate was collected before the job was sublet - even when the sub's crew is too small to need coverage.

When Your Employee Runs a Work Errand in Her Own Car

Staff running errands in personal vehicles is one of the quietest exposures a small North Carolina business carries. What the July 1, 2025 limit change means and what to check.

Your Third Hire Changes the Rules: Workers’ Comp and the North Carolina Small Business

In North Carolina the Workers' Compensation Act reaches a business at three employees, and corporate officers count toward the three. How the threshold works, who is exempt, the subcontractor certificate most contractors miss, and what the statute says the penalties are.

Category: Commercial Insurance

Hiring a Subcontractor in North Carolina? Get the Certificate Before They Start

When Your Employee Runs a Work Errand in Her Own Car

Your Third Hire Changes the Rules: Workers’ Comp and the North Carolina Small Business